Jet Ski Insurance

Jet Ski Insurance for Safe and Enjoyable Adventures

Jet skis bring excitement, speed, and fun to any day on the water. Whether you’re exploring your favorite lake or racing along the shoreline, having the right jet ski insurance protects your investment, your passengers, and your peace of mind. Accidents can happen even to experienced riders, and without insurance, you could face unexpected repair bills, medical costs, or liability claims.


At Chuck Mason Insurance, we offer customizable jet ski insurance policies designed to safeguard you from life’s surprises on the water. From liability coverage to theft protection, our plans keep you financially secure so you can focus on the fun.

What Does ATV Insurance Cover?

Our comprehensive jet ski insurance offers protection in the areas that matter most:



  • Liability Coverage - If you accidentally injure someone or cause property damage with your jet ski, liability coverage helps cover medical bills, repair costs, and even legal expenses. This is crucial protection whether you’re riding close to shore or out in open water.
  • Collision Coverage - Collisions can happen with other watercraft, docks, or even submerged objects. If your jet ski is damaged in a crash, collision coverage pays for repairs or replacement, helping you get back to riding quickly.
  • Comprehensive Coverage - Theft, vandalism, or damage caused by severe weather events like storms or flooding can be devastating. Comprehensive coverage ensures that your investment is protected from unexpected non-collision events.
  • Medical Payments Coverage - Should you or your passengers suffer injuries while riding, medical payments coverage helps with expenses like hospital bills, even if you were at fault.
  • Accessories Coverage - From trailers and covers to GPS systems and upgraded seating, accessories coverage protects the valuable additions you’ve made to your watercraft.
Couples are riding a jet ski in the ocean.
A man is riding a jet ski on a lake.

Why You Need Jet Ski Insurance

Jet skis are fun, but they also come with risks. Many marinas and docking facilities require proof of insurance before allowing you to launch. And while some homeowners policies might provide minimal coverage for personal watercraft, they usually don’t provide the full protection you need for liability or off-property accidents.


Imagine the financial burden of paying for someone else’s property damage or medical bills after a collision. With jet ski insurance from Chuck Mason Insurance, you’ll have the protection you need whether you’re taking casual trips or high-speed rides.


Our experienced agents work with you to build a policy that fits how often you ride and how you use your jet ski. You get the exact coverage you need—no more, no less.

Get Protected Before You Hit the Water

Accidents on the water can happen fast, but being prepared means you can enjoy your time without worrying about what could go wrong. Our flexible insurance options make it easy to choose the right protection based on your watercraft, riding style, and budget.

Get a Free Quote Today

Don’t wait for an accident to realize you need coverage. Contact Chuck Mason Insurance today to get a free, personalized quote for your jet ski insurance. Our team is here to answer your questions and provide the coverage that gives you peace of mind every time you ride.