Boat Insurance by Chuck Mason Insurance

Protection That Keeps You Afloat

At Chuck Mason Insurance, we know that owning a boat is more than a hobby—it's a lifestyle. Whether you cruise the lake on weekends, fish in coastal waters, or enjoy extended voyages, protecting your investment is essential. Our comprehensive boat insurance coverage is designed to give you peace of mind every time you leave the dock.

Why You Need Boat Insurance

While the water offers freedom, it also comes with risks. Accidents, weather damage, theft, or liability claims can quickly turn a day on the water into a costly event. Boat insurance helps safeguard you financially and legally—so you can focus on enjoying the ride.

A group of wooden boats are docked in a harbor.

What Our Boat Insurance Covers

Our policies are flexible and can be customized to meet your needs. Coverage options may include:

  • Hull and Equipment Coverage – Protection for your boat, engine, trailer, and on-board equipment.
  • Liability Coverage – Covers bodily injury and property damage to others in case of an accident.
  • Medical Payments – Helps with medical costs if you or your passengers are injured.
  • Uninsured/Underinsured Boater Protection – Covers you if you're involved in an accident with an uninsured boater.
  • Towing and Emergency Assistance – 24/7 help if your boat breaks down on the water.


Types of Boats We Insure

We offer insurance for a wide variety of watercraft, including:



  • Motorboats
  • Fishing boats
  • Sailboats
  • Jet boats
  • Pontoon boats
  • Yachts
  • Personal watercraft (e.g., Jet Skis)
  • If it floats, we can likely insure it.
An aerial view of boats in a large body of water

Why Choose Chuck Mason Insurance?

  • Local Expertise – We understand the boating needs of our community.
  • Customized Coverage – Tailored policies to fit your budget and lifestyle.
  • Exceptional Service – Friendly, experienced agents ready to guide you every step of the way.
  • Claims Support – Quick, fair claims handling when you need it most.

Get a Free Quote Today

Don’t leave your boat—and your peace of mind—unprotected. Contact Chuck Mason Insurance today for a free, no-obligation quote and let us help you set sail with confidence.