E-Bikes Insurance

Ebike Insurance for Today’s Modern Riders

Electric bikes, or e-bikes, have changed the way we travel. With their extended range and added power, e-bikes are perfect for commuting, recreation, and fitness. However, with the higher cost and increased exposure to theft or damage, protecting your electric bicycle with dedicated ebike insurance is a smart decision.



Chuck Mason Insurance provides tailored e-bike insurance policies to protect both you and your investment. Don’t leave your ride exposed to risks—make sure you have the coverage you need to enjoy every journey with peace of mind.

What Does E-Bike Insurance Cover?

Our e-bike insurance plans typically include:


  • Theft and Vandalism Coverage - Electric bikes are valuable targets for theft and vandalism. If your e-bike is stolen or damaged by malicious activity, this coverage helps cover replacement or repair costs.
  • Liability Coverage - If you accidentally injure someone or cause property damage while riding, liability coverage ensures you won’t be paying those costs out of pocket.
  • Collision Coverage - Accidents happen. If you crash or fall and your e-bike is damaged, collision coverage will help with repair or replacement costs.
  • Medical Payments Coverage - Should you get injured while riding, this coverage helps with your medical expenses, regardless of fault.
  • Accessories Coverage - Electric bikes often come with additional gear such as racks, lights, or GPS devices. With accessory coverage, your full setup is insured, not just the bike itself.
A man is sitting in a golf cart next to a row of golf carts.
A man is riding an electric mountain bike on a dirt road.

Why Do You Need E-Bike Insurance?

Many riders don’t realize that standard homeowners or renters insurance may provide little or no coverage for electric bikes, especially if they’re considered motorized vehicles under local laws. And if you ride your e-bike in public spaces, the risk of collisions, theft, or injury increases significantly.



With dedicated e-bike insurance from Chuck Mason Insurance, you’re covered whether you’re cruising city streets, riding local trails, or commuting to work. You’ve invested in your electric bike—now invest in protecting it properly.

Stay Protected Wherever You Ride

Riding an e-bike should be about freedom and fun, not stress over what could go wrong. With our flexible coverage options, you can enjoy every ride knowing your investment and personal safety are protected.

Get a Free Quote Today

Don’t let an accident, theft, or unexpected event put a dent in your biking lifestyle. Contact Chuck Mason Insurance today to get a customized ebike insurance policy tailored to your needs.