Umbrella Policies

Umbrella Insurance for Complete Financial Protection

Your standard home, auto, or recreational vehicle insurance might provide good liability coverage, but sometimes, it’s just not enough. What happens if you’re involved in a serious accident that results in costly medical bills or legal expenses exceeding your policy’s limits? That’s where umbrella insurance comes in.


At Chuck Mason Insurance, we offer umbrella policies that provide additional layers of liability protection. It’s affordable, comprehensive, and provides peace of mind for life’s biggest risks.

What Is Covered by Umbrella Insurance?

Umbrella insurance extends the liability coverage of your existing policies, offering protection in key areas like:


  • Bodily Injury Liability - Covers expensive medical costs if someone is seriously injured in an accident where you’re at fault—whether in your car, on your property, or elsewhere.
  • Property Damage Liability - If you cause major property damage—such as a significant auto accident or damage to another person’s property—umbrella insurance helps with those repair or replacement costs.
  • Legal Defense Costs - Even if a lawsuit is unfounded, legal defense can be costly. Umbrella coverage helps cover attorney fees, court expenses, and settlements.
  • Personal Injury Coverage - This can include protection for claims of libel, slander, defamation of character, false arrest, and more.
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Why Do You Need Umbrella Insurance?

If you have significant assets, multiple properties, or simply want peace of mind, umbrella insurance is an essential part of a complete protection plan. Lawsuits today can easily exceed standard insurance policy limits, putting your home, savings, and future income at risk.



For a relatively low annual premium, umbrella insurance offers millions of dollars in additional protection. It’s one of the smartest ways to safeguard your financial future against high-risk situations.

Protect Your Future, Start Your Umbrella Insurance Policy Today

With Chuck Mason Insurance, you can rest easy knowing you have protection beyond the basics. Our team works with you to build a policy that fits your lifestyle and your goals.

Get a Free Quote Today

Don’t wait until it’s too late to secure your financial future. Contact Chuck Mason Insurance today for a free quote on personal umbrella insurance. Let’s make sure you’re protected from life’s unexpected events.