Golf Cart Insurance

Golf Cart Insurance for Everyday Use and Recreation

Golf carts have become popular far beyond the golf course. Whether you’re using one for neighborhood transportation, community events, or resort living, having the right golf cart insurance ensures you stay protected from unexpected accidents or liabilities. Just like any vehicle, golf carts can be involved in collisions, cause property damage, or become targets for theft.


At Chuck Mason Insurance, we provide comprehensive golf cart insurance policies designed to fit how and where you use your cart. We help safeguard your investment and offer peace of mind with coverage options that work for you.

What’s Included in Golf Cart Insurance?

Our golf cart insurance coverage typically provides protection in several essential areas:


  • Liability Coverage - Accidents happen, whether you’re driving on the golf course or around your property. Liability coverage helps pay for injuries to others or property damage you may accidentally cause while operating your golf cart.
  • Collision Coverage - If your golf cart collides with another cart, vehicle, or stationary object, collision coverage helps with repair or replacement costs.
  • Comprehensive Coverage - Golf carts can be stolen or damaged by vandalism, weather events, or falling objects. Comprehensive coverage helps pay for these types of incidents.
  • Medical Payments  Coverage - In the event of an accident, medical payments coverage helps with medical expenses for you or your passengers, regardless of who’s at fault.
  •  Accessories Coverage - Many golf carts are customized with accessories like custom wheels, lighting, or stereo systems. Accessory coverage ensures those additions are protected, too.
A man is sitting in a golf cart next to a row of golf carts.
A white golf cart is driving down a brick road.

Why Do You Need Golf Cart Insurance?

Many people assume that their homeowners' policy will automatically cover their golf cart. Unfortunately, coverage under a standard homeowners policy is often limited or doesn’t apply if the golf cart is used away from your personal property. Plus, most homeowners' policies won’t provide the liability protection you may need.


With dedicated golf cart insurance from Chuck Mason Insurance, you’ll have financial protection whether you’re riding at your vacation property, around the neighborhood, or across private resort grounds. Accidents and damages can be expensive, but the right coverage means you won’t have to worry about unexpected costs disrupting your life

Get Covered Before Your Next Ride

Golf cart insurance isn’t just for golf courses anymore. As communities grow and electric vehicle use expands, more people are relying on their golf carts for transportation. We help you build a custom policy that reflects your unique use, whether casual recreation or daily transportation.

Get a Free Quote Today

Ensure your golf cart and your financial future are protected with a personalized policy from Chuck Mason Insurance. Contact our team today to learn more and get your free, no-obligation quote.