Protect Your Time on the Water

Secure Boat Insurance in South Eastern Wisconsin

Whether you spend summer weekends fishing on Big Cedar Lake, cruising Pike Lake with family, or towing your jet ski to nearby launch sites, your watercraft deserves protection that covers more than just the hull. You face risks every time you back your trailer down a ramp, dock in a crowded marina, or store your boat in the driveway through Wisconsin's harsh winters. Chuck Mason Insurance understands the unique exposures of owning a boat or jet ski in South Eastern Wisconsin, from the scrape of fiberglass against a submerged log to the weight of wet snow on a covered pontoon. We help you build policies that protect your investment, your passengers, and your peace of mind.

Our boat and jet ski insurance options include collision, storm damage, sinking, theft, and liability coverage for incidents involving swimmers, other boaters, or dock property. We guide you through agreed-value versus actual cash value decisions, set limits for trailers and accessories like electronics and water toys, and offer year-round or seasonal coverage depending on how you use your watercraft. Multi-craft and multi-policy discounts are available when you bundle with home, auto, or umbrella policies, making it affordable to protect everything you own.

Call us now to request a quick quote for boat insurance in Hubertus before you launch this season.

Why Choose Professional Boat & Jet Ski Insurance in South Eastern, WI?

Coverage starts with understanding your watercraft's value, how often you use it, where you store it, and what risks you face during the Wisconsin boating season. Agreed-value and actual cash value coverage options determine how much you'll receive after a total loss, while limits for trailers and accessories ensure gear like fishing electronics, wakeboard towers, and safety equipment are also protected.

Chuck Mason Insurance helps owners choose between year-round and seasonal coverage, balancing premium savings with the reality that off-season storage still carries risks like theft, fire, and weather damage. Towing, docking, and trailering incidents are common around local marinas and driveways, and the right policy addresses each exposure without leaving gaps.

Multi-craft and multi-policy discounts are available when bundled with home, auto, or umbrella policies, making it more affordable to protect every watercraft you own.

Reach out now to schedule your boat and jet ski insurance review in South Eastern, WI.

How Our Process Works

Owning a boat or jet ski means planning for the fun and preparing for the risks. From trailering accidents to storm damage during off-season storage, the right coverage keeps your investment safe. These questions help clarify what you need to know before you hit the water or renew your policy.

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What's the difference between agreed value and actual cash value?
Agreed value pays a set amount if your boat is totaled, while actual cash value accounts for depreciation, which means you'll receive less as your boat ages.
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Does my policy cover damage while the boat is being towed?
Yes, most policies include coverage for collision or upset while your boat is on the trailer, whether you're on the highway or backing down a launch ramp.
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What happens if a passenger is injured on my boat?
Your liability coverage pays for medical bills, lost wages, and legal defense if a guest, swimmer, or other boater is injured due to your operation or negligence.
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Can I insure accessories like my fish finder and wakeboard tower?
Absolutely. We can schedule high-value electronics, towing equipment, and custom accessories separately to ensure they're fully covered.
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Should I carry coverage during the winter if my boat is in storage?
Yes, off-season coverage protects against theft, fire, windstorm, and collapse of your storage structure, which are real risks in Wisconsin winters.

Your boat or jet ski represents freedom, fun, and memories with the people you care about. Protecting it with the right insurance means you can focus on the water instead of worrying about what could go wrong. Secure a quote today to compare options, confirm your coverage, and get back to what matters most—enjoying every minute on the lake.